Financial Inclusion, Shocks, and Poverty: Evidence from the Expansion of Mobile Money in Tanzania

Abiona, Olukorede and Koppensteiner, Martin F. (2019) Financial Inclusion, Shocks, and Poverty: Evidence from the Expansion of Mobile Money in Tanzania Journal of Human Resources.

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Abstract

We estimate the effect of mobile money adoption on consumption smoothing, poverty, and human capital investments in Tanzania. We exploit the rapid expansion of the mobile money agent network between 2010 and 2012 and use this together with idiosyncratic shocks from variation in rainfall over time and across space in a difference-in-difference framework. We find that adopter households are able to smooth consumption during periods of shocks and maintain their investments in human capital. Results on time use of children and labor force participation complement the findings on the important role of mobile money for the intergenerational transmission of poverty.

Item Type:	Article
Divisions :	Library and Learning Support
Authors :	Name Email ORCID Abiona, Olukorede Koppensteiner, Martin F. m.koppensteiner@surrey.ac.uk
Date :	18 December 2019
Funders :	ESRC, Department for International Development (DFID)
DOI :	10.3368/jhr.57.2.1018-9796R1
Grant Title :	Politics, Finance and Growth
Copyright Disclaimer :	Copyright 2019 The Authors
Uncontrolled Keywords :	Mobile money, household shocks, rainfall, poverty, human capital accumulation, Tanzania.
Related URLs :	Publisher
Depositing User :	James Marshall
Date Deposited :	10 Feb 2020 11:02
Last Modified :	19 Feb 2020 10:19
URI:	http://epubs.surrey.ac.uk/id/eprint/853699

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